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Candidate Information

Full Name
Sowmya Latha
Age
35
Experience
7 years
Job Type
Full-time

Contact Details

Phone
Address
Siri Arcade , Suncity
State
Telangana
Country
India

About candidate

About you
Enthusiastic compliance and Risk Management professional with 6+ years of experience in the financial industry. Proven expertise in regulatory compliance management and a comprehensive understanding of financial regulations. Extensive Experience in providing exceptional customer service, administering customer transactions, Fraud Operations, KYC, Resolution Services, Training, Mentoring, Fraud detection and prevention. Skilled in conducting risk assessments, developing compliance strategies, and implementing effective compliance programs. Proficient in analyzing complex regulatory guidelines and providing practical solutions to ensure full compliance. Known for exceptional communication skills, driving successful cross functional collaboration, and delivering comprehensive compliance training. Adept at problem-solving and streamlining processes to enhance operational efficiency. Exceptionally organized & focused, demonstrating an outstanding aptitude to manage & balance a variety of financial transactions in a fast-paced environment.
What are you looking for in a new role?
I want to work for a Company that values Innovation, Growth, and Continuous improvement. I am also looking for a role that can challenge me to learn and develop new skills. In terms of Company culture, I am looking for a positive, supportive environment that fosters collaboration, open communication and Mutual respect.
What you are interested in working with us?
I believe that working in your organization would provide me with the opportunity to combine my professional expertise with my passion for making a difference. I am eager to contribute to your company's mission and be part of a team that shares my values and is committed to creating a better future.
What has been most challenging experience in a past role?
The most challenging experience was that Once I dealt with an irritated customer on the phone while working as a Customer service specialist at Synchrony International Financial Services. The customer was upset and anxious because an unauthorized transaction had been made to their credit card. Despite the fact that the customer was yelling at me, I did not stop them, and I reminded myself of how nervous and stressed they must be to be behaving in this manner. I acknowledged the customer's feelings before asking for their membership details and continuing to investigate the issue. It turned out that the customer had forgotten about their annual Motor club membership due date. The consume was calm once we handled the situation and apologized to me. We talked about the weather and their love for pets near the end of our conversation.

Cover latter

  • Battu Sowmya Latha
    Team Lead {Individual Contributor}AVP |Mentor Manager|
    9391149154
    Sowmya21latha60@gmail.com
    HYDERABAD, INDIA,500086
    Work Experience:
    Risk Compliance Regulator Specialist:
    Wells Fargo - Hyderabad 7/2022 - Present.
    • Working as a Chief Executive Officer {Operational Risk
    Review} of Wells Fargo responsible for all the Enterprise
    Complaints & Remediations {Credit Cards} related to Legal &
    Regulatory Risk.
    • Maintained up-to-date knowledge of industry regulations &
    evolving best practices for regulatory reporting, attending
    relevant conferences, workshops & webinars.
    • Review customer complaint cases prepared by a case worker &
    determine if these comply with the requirements and standards
    set out in the Enterprise Complaint Mgmt. Policy
    • Participate in research, assessment, and documentation of
    matters relating to the business policy and regulatory adherence,
    risk mitigation, or control efforts; identify patterns and trends
    and looks for opportunities for procedural or control
    improvements within area of focus.
    • Conduct assessments and analysis of basic business or
    operational outcomes, systems of records, technical assignments,
    documentation, procedures, or challenges that require research,
    evaluation and selection of alternatives; exercise independent
    judgement to guide completion of medium risk deliverables.
    • Present concise and well-articulated findings and
    recommendations including rationale, to facilitate resolution of
    identified matters; exercise independent judgement while
    developing expertise in the risk mitigation or control activities of
    the business.
    • Collaborate and consult with colleagues, internal partners, and
    other business stakeholders to provide feedback, credibly
    challenge issues, and calibrate as needed to ensure alignment
    consistency and accuracy groups.
    • Conducted audits to ensure compliance with internal policies and
    procedures. Developed and implemented audit plans to ensure
    coverage of all areas of the organization.
    • Conducted training sessions for employee on regulatory
    requirements and policies.
    • Maintain effective complaint handling processes to promptly
    address and resolve any consumer complaints related to TILA,
    FCRA, ECOA, Fair lending, AML/BSA and UDAAP.
    ACHIEVEMENTS
    • Awarded L1 AWARD AND
    Spotlight Award {May 22,2024
    and July 17,2024} for achieving
    100% Quality in the
    Regulations {FCRA, REGZ,
    FAIR LENDING, REGDD,
    REGB, UDAAP etc}.
    Description: Every quarter
    during All Hands Meet,
    Leaders of the Wells Fargo
    appreciate exceptional
    performers for contributing
    above & beyond normal job
    duties.
    • Recognized for exemplary
    contribution in completing the
    Remediation Queue {volume of
    1000 cases} cases 4000 within
    the prescribed turnaround time
    according to the RegZ {Goldman Sachs}.
    guidelines, thereby preventing
    loss to the firm. {March-2022}
    • I Received Appreciation during
    the CPS {Consumer protection
    services} town hall for providing
    exceptional performance. For
    handling & completing 80 POAACH {November-2022} cases in
    a Single day before the violation
    date. {Goldman Sachs}.
    • I Have received the Customer
    Call Hero award (Synchrony
    award – March 2020).
    Description: Leaders of the
    synchrony regularly listen to
    our calls live or recorded & for
    providing exceptional
    Customer Experience I was
    awarded by Andy Ponneri
    (Asia’s Leader for the
    Synchrony bank).
    • Recognized as the Customer
    Champion Award. (Synchrony
    award-June 2020) by Kurt
    Gross Heim (EVP & Chief
    Operating Officer) & Susy
    Zinicola.
  • Description: Every quarter our Leaders of
    Synchrony select EO Customer
    Champions Showing
    appreciation for excelling in
    performance, advocating for
    the Customer experience &
    contributing above & beyond
    normal job duties.
    • Recognized as Bright Star
    Award - Jan to June-2020.
    • I Was recognized as “Voice of
    the Customer VOC Star
    Performer of the Year-2019”.
    • Recognized as Consistent
    Performer for VOC- Jan to
    March-2021.
    Senior Fraud Risk Analyst/Lead :
    Goldman Sachs - Hyderabad 5/2021 - 5/2023.
    ● As a Mentor Manager - Responsible for a group of 7 Specialists -
    Providing the necessary on job training & Feedback, ensuring the
    production & quality goals are met, responsible for their leaves &
    Performance management.
    ● Measuring the Team productivity as per the desired KPI.
    Publishing the EOD reports to the management.
    ● Involved in RCA & developing the error tracker for the team.
    Publishing the bi-hourly reports & working on improving
    productivity.
    ● Managing Process, Identifying the quality checker team &
    mentoring them as per the requirement.
    ● Rebill Manager - Authorizing/denying the decision taken by a
    specialist to confirm if there exists customer liability to the bank.
    ● Worked as ACH-Analyst {Automated clearing house/cash Risk
    Manager.} Identifying & minimizing the fraud by
    approving/Providing the proof of authorization for ACH
    payments.
    ● Contributed to designing & delivering effective training programs
    of newly hired employees to acquaint them with the bank’s
    policies & operational procedures.
    ● Completed optional training courses in areas of fraud, AML/BSA,
    OFAC compliance, & company specific compliance systems.
    ● Involved in handling complaints & resolving any issues of the
    consumer. {Pega Inbox, Create Pega}.
    ● Contributed 8 Ideas {Approved} to the development of integrated
    tool MAUI.
    ● Trained cross functional team PND on POA & MAUI.
    Representing the India team with stake holders & following the
    regulatory guidelines at all times.
    ● Resolving complex Fraud & Non-Fraud disputes initiated by the
    customer to prevent Money laundering. Identifying & escalating
    any high-profile complaints to the Management.
    ● Responsible for Fraud Detection by evaluating the transaction
    details, KYC documents, time stamp, location data, IP address &
    certain other elements to confirm if a fraud has taken place.
    • Senior Fraud Risk Analyst:
    Synchrony International Financial services 5/2017 - 4/2021.
    ● Part of Fraud Operations worked for customer service by taking
    calls for triggered fraud transactions. Authenticating the client by
    verifying the client demographics & checking if the transaction
    was fraudulent.
    ● Participated in Cross functional program – Resolution services
    (Credit Bureau Reporting) for Non- Recovery and Recovery
    accounts from May 2018 to November 2018.
    ● Experienced as Escalation help desk to prevent fraud & identity
    theft by verifying & reviewing cx identity documents {ID Proof,
    Utility bill, face verification} & Biometrics.
    ● Worked on improving call quality of analysts by providing
    feedback & building the learning gap for the new hires. Providing
    adequate guidance for different call scenarios.
    ● Worked on detection calls, handled lost or stolen cards &
    customer requests of blocking & unblocking cards via calls.
    ● As a senior Analyst responsible for handling calls, running key
    checks for multiple accounts screening, escalating the issues to the
    investigation team as necessary.
    I Find solutions to control fraud losses ensuring minimal impacts to
    revenue
    WORK EXPERIENCE:
    ● Worked for 3 years as Science and English Teacher in Shiny
    Scholar Concept School and Newgen High School.
    ● Worked in Brigade Public School (Bachpan Mgt., CBSE
    Curriculum).
    ● Worked in Stamford grammar high school as a high school
    teacherEducation
    B.Sc. Biotechnology - Osmania University.
    B. ED {Biology & English} - Osmania University.